Financing Information

Homeowners are responsible for payment of the Home Performance energy audit and all renovation costs.

Conventional financing can be used for most home improvement recommendations and is contingent on credit approval.

Before you start any work, make sure your financing is secure. Please consult your contractor or a trusted financial institution for further information.

Energy-efficiency specific loan programs

 Electric & Gas Industries Association (EGIA) GEOSmart® Loans

To apply for GEOSmart® loans, your contractor must be an EGIA member. These loans include revolving, unsecured and secured options. Please ask your contractor about GEOSmart’s suite of loan products.

Personal loans, Home Equity Loan and Lines of Credits offered in Maryland

Maryland Home Performance does not endorse any of the following financial institutions, their services or products. This partial list serves to offer options of banks that offer loans and lines of credit in Maryland. Maryland Home Performance highly suggests comparing the various rates and terms.

Bank of America

Home improvement loans

1.888.457.2543

Chevy Chase Bank

Personal loans and Home equity

301 987-2265

CitiBank

Loans and lines of credit

301 961-3455

First Financial

Home Equity Fixed Rate Loan and Equity Lines of Credit

410-321-6060 ext. 773

JPMorgan Chase Bank

Home equity loans and lines of credit

301 -258-1060

PNC

Personal loans and lines of credit

1-888-PNC-BANK

Sandy Spring Bank

Personal loans

1-800-399-5919. Press option 2

SunTrust Bank

Affordable Home Improvement loans (unsecured & secured)

800.SUNTRUST

North Atlantic Mortgage Corporation

Home equity and loans

301-384-1200 x 119

For financial institutions: Is your bank interested in getting involved with the Maryland Home Performance program and offering low-interest rate personal loans?

If so, please contact info@mdhomeperformance.org or (240) 223-5543.